Insuring Income is an independent insurance agency focused on disability and term life insurance for physicians and dentists. Because its agents are not tied to a single insurer, they can compare policies across many carriers.
Its core physician service is own-occupation, specialty-specific disability insurance, designed so that a physician who can no longer practice in their specialty may still receive the full monthly benefit. Physicians can also use a disability comparison grid, explore student loan disability protection, and get existing policies reviewed.
Term life quotes, including laddered term options, can be run online without entering contact information. Practice owners can request overhead expense and key person disability coverage.
The team is led by co-owner and broker Rick Warren Jr., MBA.
(Summary from the administrator of The Physician Project using AI. September 2026.)
